Can Meteomatics verify weather conditions at a specific address for claims validation?

Yes. With MetX Claims, insurers can instantly verify reported losses by matching the exact time and location of a claim with observed weather conditions. The platform provides objective, high-resolution evidence for perils such as hail, wind, heavy rainfall, and lightning, enabling faster decisions, reduced manual reviews, and more consistent claims handling.

How much historical weather data is available for insurance risk modeling?

Meteomatics offers harmonized historical weather data dating back to 1940, accessible via API. This enables insurers to model hazard frequency, assess long-term trends, calibrate underwriting assumptions, and structure products with strong statistical foundations.

Does Meteomatics support automated alerts to help prevent weather-related claims?

Yes. Insurers can use high-precision forecasts to trigger automated warnings for policyholders ahead of severe weather events such as hail, windstorms, floods, or frost, reducing preventable losses and improving customer satisfaction. The Meteomatics Weather API integrates seamlessly into existing underwriting, CRM, policy administration, or notification systems, allowing insurers to manage alerts within their own infrastructure and brand environment.

Can Meteomatics integrate with our underwriting, claims, or catastrophe modeling systems?

Yes. The Weather API delivers high-resolution data through a RESTful architecture designed for seamless integration into underwriting platforms, claims systems, CAT models (including RMS, AIR, or in-house tools), GIS environments, and portfolio analytics workflows.

Is Meteomatics data suitable for regulatory reporting and climate risk analysis?

Meteomatics provides long-term climate projections aligned with industry standards. These datasets support Solvency II, ORSA, TCFD-aligned disclosures, stress testing, and broader climate risk assessment requirements.

Canyon villagethunderstorm lightning strikes yello 2026 01 05 00 57 29 utc

Weather Insights To Support Risk Management

Talk to an expert Claim Management

Protect and Optimize Your Portfolio with Advanced Weather Intelligence

Download PDF

Trusted by Insurance Leaders Worldwide

From real-time alerts to easy claim management and climate risk analysis

Gilles Cornec
Data Scientist
Bessé

We can retrieve all the data we need via the API. It’s impressive. And being able to visualize historical events in MetX and see exactly how a policy would have triggered really makes all the difference.

Talk to an expert

Guendalina Barloggio
Research Associate
Schweizer Hagel

Right from the start, we were impressed by the extensive historical time series and the comprehensive spatial coverage of the weather data. We are highly satisfied with Meteomatics' solution and would readily recommend it to other insurance companies.

Talk to an expert

Rym Ben Hassine
Co-Founder
Orakle Weather

Meteomatics was an obvious choice for us. It came highly recommended by a trusted contact in the insurance industry. After a two-month trial, we were indeed impressed by how user-friendly and flexible the Weather API is, making integration with our own API very easy, and the data quality is outstanding.

Talk to an expert

Ian Hogarth
Managing Director
Home Repair Network

This tool enables us to access highly-precise rainfall and wind estimates for individual locations for ground truth verification. Moreover, the tool‘s intuitive interface makes it user-friendly for our claims managers, helping them to quickly and easily identify accurate weather conditions in relation to each individual claim.

Talk to an expert

Gilles Cornec
Data Scientist
Bessé

We can retrieve all the data we need via the API. It’s impressive. And being able to visualize historical events in MetX and see exactly how a policy would have triggered really makes all the difference.

Talk to an expert

Guendalina Barloggio
Research Associate
Schweizer Hagel

Right from the start, we were impressed by the extensive historical time series and the comprehensive spatial coverage of the weather data. We are highly satisfied with Meteomatics' solution and would readily recommend it to other insurance companies.

Talk to an expert

Weather Solutions for Insurance Planning and Operations

Design insurance products for a market defined by escalating weather risk.

Use high-resolution weather data dating back to 1940 to quantify hazard frequency, severity, and long-term trends.
Calibrate triggers and pricing with harmonized multi-decade datasets to reduce basis risk.
Replay historic extreme events to stress-test payouts, tail exposure, and product resilience before launch.

Talk to an expert

Modular Weather Analytics Built for Insurance Workflows

Connecting Underwriting, Alerting, and Claims Verification

Metetmatics Weather Intelligence API Illustration

Weather API

Save time and resources by accessing all weather data you need in one place.

Comprehensive models and data sources - all accessible via a single endpoint
High-resolution hazard parameters (down to 90 m), including wind, hail, heavy precipitation, lightning, flood alerts, heat stress, snowfall, and storms to support underwriting and claims workflows.
Historical data dating back to 1940 combined with real-time observations, nowcasting, and advanced forecast models to power pricing, exposure analysis, and automated verification.
RESTful architecture ready for integration with existing platforms and systems

Learn more about the API

High-Resolution 1k Models

Capture localized weather risk with precision at the asset level.

Native 1 km spatial resolution enables accurate assessment of highly localized hazards such as hail cells, convective storms, flash floods, and severe wind gusts.
Improved geographic precision reduces basis risk in parametric structures and strengthens underwriting and exposure analysis.
High-resolution forecasting supports more targeted policyholder alerts and more reliable claims validation at exact loss locations.

EURO1k US1k

MetX

Provide decision-makers and operators with clear, actionable weather insights.

Web-based platform for real-time monitoring, visualization, and historical analysis, plus mobile access for field assessors and claims teams to ensure consistent, on-the-go access to high-quality data.
Insurance-relevant layers including storm tracks, hail footprints, wind gusts, precipitation intensity, flood indicators, and lightning data, all available in a unified, map-based view for fast event assessment.
No local installation required, with secure multi-user access to enable collaboration across underwriting, claims, risk, and operations teams.

Learn more about MetX

MetX Claims

Validate losses faster with high-resolution weather data.

Verify claims instantly by matching reported losses with observed weather at the exact time and location of the event.
Apply configurable thresholds for hail, wind, rain, and lightning to align validation with your policy definitions.
Generate clear, exportable reports to reduce disputes, accelerate decisions, and streamline claims workflows.

Learn more about MetX Claims

Weather Alerts

Manage risk in real time with customizable, threshold-based alerting.

Set location-based thresholds for key parameters (e.g. wind, rain, snow, lightning).
Integrate alerts directly into your workflows via email or SMS to enable rapid response and informed decision-making.
Receive automated alerts when pre-defined criteria are met, reducing the need for constant monitoring while ensuring key risks are not missed.

Learn more about Weather Alerts

Our Weather Solutions Driving Positive Impact for Our Insurance Customers

Environmental risk

Meteomatics' data helps Schweizer Hagel assess risk and determine insurance premiums for agri businesses.

Access to Meteomatics' data results in significant time savings due to efficiency gains.
Schweizer Hagel and their customers benefit from fair and risk-appropriate insurance premiums.
Schweizer Hagel's customers can forecast crop weather risks with the Swiss Agro index.

Read the story

Outdoor activities

Meteomatics' data supports Orakle's B2B2C insurance coverage for outdoor activities.

Meteomatics’ forecasts support Orakle Weather’s innovative insurance offering.
Accuracy of Meteomatics’ data ensures Orakle Weather maintains client trust.
Seamless integration with Orakle Weather’s API enables smooth operations.

Read the story

Insurance Claims

Home Repair Network uses MetX Claims to check damage by cross-referencing claims with observed weather.

MetX Claim’s intuitive interface simplifies use for claims managers, leading to significant time savings.
Quick identification of address-specific weather conditions speeds up assessments, increasing efficiency.
Map visualization gives HRN a clear view of the weather situation in entire areas, supporting better decision making.

Read the story

Frequently Asked Questions

Talk to an Expert To Improve Your Insurance Operations

Meteomatics

Expert Call

Let’s Find the Perfect Solution to Your Problem. Talk to an Expert.

Protect and Optimize Your Portfolio with Advanced Weather Intelligence

<90%

<50%

>1M$

Trusted by Insurance Leaders Worldwide

Weather Solutions for Insurance Planning and Operations

Modular Weather Analytics Built for Insurance Workflows

Weather API

High-Resolution 1k Models

MetX

MetX Claims

Weather Alerts

Our Weather Solutions Driving Positive Impact for Our Insurance Customers

Frequently Asked Questions

Can Meteomatics verify weather conditions at a specific address for claims validation?

Can Meteomatics verify weather conditions at a specific address for claims validation?

How much historical weather data is available for insurance risk modeling?

How much historical weather data is available for insurance risk modeling?

Does Meteomatics support automated alerts to help prevent weather-related claims?

Does Meteomatics support automated alerts to help prevent weather-related claims?

Can Meteomatics integrate with our underwriting, claims, or catastrophe modeling systems?

Can Meteomatics integrate with our underwriting, claims, or catastrophe modeling systems?

Is Meteomatics data suitable for regulatory reporting and climate risk analysis?

Is Meteomatics data suitable for regulatory reporting and climate risk analysis?

Talk to an Expert To Improve Your Insurance Operations

Expert Call